Getting the right insurance requires much knowlege and a good insurance agent. Many Cape Coral vacation home owners only THINK they are protected properly. Some property owners are not aware, that their policies might not protect them, if they rent their vacation homes to vacation renters. And even if short-term rental coverage is included, claims might be denied, if these homes have been vacant for more than 30 days.
IMPORTANT: Liability coverage for short term renters! If this insurance is missing and for example the house burns down and renters get hurt or die, the owners will be asked to pay the damage. The problem is, that many agencies are not able to offer this kind of insurance. --- Heimo Langenbach, Sea Breeze International Management Corp., seabim.com